Many people with dental insurance plans are shocked to find out that a big majority of the procedures they may need are not covered by their insurance plan. It is also a fact that most of the common dental procedures are extremely costly. In simple terms, most of the people cannot afford to pay for various dental treatments on their own, without the help of major discounts or insurance coverage.
People who are not aware of the availability of discount dental plans often end up paying exorbitant costs for dental care or completely ignore their dental issues. Discount dentistry is available in the form of various affordable discount plans for dental care.
You need to pay an annual membership fee to subscribe to these discount plans but the membership is extremely affordable and worth the discounts you will get with the membership. Usually, the discount plans cost around $100 annually which is much less than the cost of the most common dental insurance plans.
These discount plans are also getting popular as there is wide availability of dentists in the discount network. However, if you are wondering why dentists offer substantial discounts on their fees, you need to understand the way dentists get paid. Most of the time, dentists get paid by the insurance company after a period of around 45 days when they submit paperwork for reimbursement.
Insurance claims require a lot of paperwork and there are times when the claims for reimbursement are not accepted by the insurance company. In such cases, dentist has to bear the cost on their own. In the case of these discount plans, the dentists get paid in cash then and there. They do not need to wait for the money and they are sure of their fees.
It is a win-win situation for the patients and the dentist. Patience get the benefit of extremely discounted dental care services and dentists are assured of their fees. Another reason of the popularity of discount dentistry is that these deep discounts can be used any number of times you want. There is no restriction or upper limit on the amount of discount you can avail of.
There are a number of companies offering a variety of discount plans. It is recommended to read the reviews of various companies offering the discount plans before you subscribe to the membership. Do not forget to read the fine print to ensure that you are choosing the right plan that has everything for your dental care needs.